Payment Security at Art Fusion Bharat
Every transaction on our platform is processed through RBI-regulated, PCI-DSS compliant payment infrastructure. We never store your card or UPI credentials.
Payments processed via Razorpay, regulated by the Reserve Bank of India.
All card data handled on PCI-DSS Level 1 certified infrastructure.
End-to-end encryption for every API call and checkout session.
Each successful payment is cryptographically verified server-side.
How Your Payment Is Protected
- 1Secure Checkout Initiation
When you click 'Pay', a secure order is created on our server. No card details are exposed to our application.
- 2Razorpay Hosted Checkout
Razorpay's PCI-DSS Level 1 hosted checkout collects your payment information directly — bypassing our servers entirely.
- 3Encrypted Transmission
All data travels over TLS 1.2+ between your device, Razorpay, and your bank or UPI app.
- 4Bank-Level Authentication
Your bank or UPI provider authenticates the transaction using OTP, biometric, or PIN — never shared with us.
- 5Server-Side Signature Verification
On success, our server verifies the cryptographic signature from Razorpay before issuing your receipt.
- 6Verifiable Digital Receipt
You receive a tamper-evident receipt and a unique Registration ID, both publicly verifiable.
- • UPI — Google Pay, PhonePe, Paytm, BHIM, and all UPI apps
- • Debit Cards — Visa, Mastercard, RuPay, Maestro
- • Credit Cards — Visa, Mastercard, RuPay, American Express
- • Net Banking — All major Indian banks
- • Wallets — Paytm, PhonePe, Mobikwik, Freecharge, Amazon Pay
- • EMI options on supported cards
- ✗ Full card numbers (PAN)
- ✗ CVV / CVC codes
- ✗ Card PIN or UPI PIN
- ✗ Net banking passwords
- ✗ OTPs or one-time authentication codes
- ✗ Bank account login credentials
Your Rights & Our Commitments
All fees are displayed before payment. No hidden charges, no surprise deductions.
Every receipt carries a unique reference ID and is publicly verifiable on our portal.
Failed-but-charged transactions are refunded to source within 5–10 working days.
Art Fusion Bharat will never call, SMS, or email you asking for OTPs, PINs, passwords, or remote screen access. All official communication originates from @artfusionbharat.com. If you receive a suspicious request, do not respond and report it to our support team immediately.
Have a Payment Concern?
Our support team responds to payment queries within one working day.